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Why You Need Travel Insurance This Spring Break



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With Spring Break just around the corner, it’s essential to make sure you have purchased travel insurance to cover your vacation. Now, more than ever, travel insurance is a must-have to provide coverage in the event of trip cancellation, illness, lost baggage, and so much more.

Depending on your specific policy and coverage, travel insurance can provide several benefits. Some of the most common benefits include:
Trip cancellation or interruption coverage: If you have to cancel or interrupt your trip due to an unexpected event, such as a family emergency or illness, travel insurance can help cover the costs of your pre-paid travel expenses.

Baggage loss or delay coverage: If your luggage is lost, stolen, or delayed, travel insurance can help cover the cost of replacing essential items including new clothing.

Travel delay coverage: If your flight or other travel arrangements are delayed, travel insurance can cover additional expenses, such as accommodations or meals.

Medical coverage: Travel insurance can cover medical expenses incurred while traveling, including emergency medical care, hospitalization, and medical evacuation.

Emergency assistance services: Many travel insurance policies also offer 24/7 emergency assistance services, which can help you navigate medical emergencies, travel disruptions, and other unexpected events while traveling.

It’s essential to read the policy carefully and understand what is and is not covered, as benefits and coverage can vary depending on the policy and the provider. If in doubt, contact a travel professional who can help guide you to the best policy for your vacation.